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DIGITAL PRIVACY PRACTICES
Enterprise National Bank is committed to safeguarding information about customers and visitors to Enterprise National Bank Web pages.
The Enterprise National Bank Privacy Policy explains our collection, use, retention and security of consumer information and applies to Enterprise National Bank products and services offered within the United States for consumer (not business) purposes. Online activities of consumers, therefore, may be subject to both the Enterprise National Bank Privacy Policy and the Enterprise National Bank Digital Privacy Practices.
These Digital Privacy Practices explain our privacy practices regarding the information we collect about you when you visit or transact business on Enterprise National Bank Web sites. Our Digital Privacy Practices do not constitute a contract or create legal rights or modify or amend any agreements Enterprise National Bank has with customers. They are for general guidance, and are subject to change. Please review periodically. As technology evolves, so will our ability to provide you with better online products and services.
How We May Use Information
We may collect information during your Web site visit in order to provide you with offers and information. We may also use the information we collect from you online to contact you via telephone, e-mail or other means regarding offers of products and services that may be of interest to you. For additional information, or to learn more about how we may use this information, please see the "Notice of Your Financial Privacy Rights" section of this document.
How We Collect Information
We may collect information online through:
Cookies. Our Web server may write a "cookie," which is a small file, to your hard drive. We may use cookies to enhance your online experience, to facilitate your use of our Website and to collect site-visit statistics. If you register for certain personalized services, or choose to save personal information on our Web site, Enterprise National Bank may store this information in an encrypted cookie. If you are uncomfortable with our use of cookie technology, you can set your browser to refuse cookies. Certain services are dependent on cookies, and you may disable those services by refusing cookies.
Information Storage
Enterprise National Bank may store the information collected during your visit in an electronic database. Enterprise National Bank uses security measures to protect against the loss, misuse and alteration of data stored in our systems.
Third-Party Web Sites
Enterprise National Bank Web sites may contain links to third-party sites that you may find useful. You will be notified when you are leaving Enterprise National Bank prior to entering a third-party site. These third-party sites may have their own privacy policies. You should review the privacy policy of any Web site before you provide personal or confidential information.
Privacy and Children
Enterprise National Bank respects the privacy of children. We do not knowingly market to children. If Enterprise National Bank offers online educational opportunities to children, we will not collect names or any other personally identifiable information from children.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers' information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our institution and web site.
We, our, and us, when used in this notice, means Enterprise Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as deposit and loan accounts. We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
NONPUBLIC PERSONAL INFORMATION means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
An AFFILIATE is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership but means owning enough to have control.
A NONAFFILIATED THIRD PARTY is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party".
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
information you give us on applications or other forms.
information about your transactions with us.
information about your transactions with our affiliates.
information about your transactions with other parties.
information from a consumer reporting agency.
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do NOT disclose information about former customers, except as permitted by law.
If you have any questions or concerns after reviewing this policy, please contact Enterprise National Bank at (908) 653-1800, or visit our branch offices. Making sure you are comfortable with how we use and protect your financial and personal information, along with your rights is an important part of guaranteeing you that Enterprise National Bank's goal of always providing you with superior customer service.
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